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The George Washington University School of Public Health and Health Services ("GWU") and the Georgetown University Institute for Health Care Research and Policy ("GU")conducted this analysis on behalf of the DC Appleseed Center for Law and Justice in order to examine whether, in its operations and business practices, CareFirst BlueCross BlueShield ("CareFirst") appears to be fulfilling its chartered mission for the National Capital Area. The study began as an analysis of the coverage and access implications for the region of a proposal made by CareFirst and WellPoint Health Networks, Inc. ("WellPoint") to convert CareFirst to for-profit status and permit its acquisition by WellPoint for a price of $1.3 billion. Maryland's Commissioner of Insurance rejected the proposal in March 2003. Upon the request of CareFirst and WellPoint, the insurance commissioners in the District of Columbia and Delaware suspended their review of the transaction.

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